Consumer Financial Protection

Legal framework protecting consumers from abusive, unfair, or deceptive practices in debt collection.

Minor v. Regional Acceptance Corporation et al
  1. Minor v. Regional Acceptance Corporation et al
  2. Jurisdiction: United States (April 12, 2023)
  3. VictimsMinorDefendantsRegional Acceptance CorporationPlaintiffsMinorInstitutionsUnited States District Court for the Eastern District of Michigan
  4. Case Tags: Fair Debt Collection Practices Act;Misleading Debt Collection Letter;Motion to Dismiss;Consumer Financial Protection
Shears et al v. First Bank
  1. Shears et al v. First Bank
  2. Jurisdiction: United States (February 5, 2026)
  3. Key Figures: Lead Plaintiff Jane Shears, on behalf of a nationwide class of minority loan applicants; Defendant First Bank (a federally chartered financial institution)
  4. Case Tags: Class Action;Algorithmic Discrimination;Fair Lending;Consumer Financial Protection
McCrary v. Truist Bank et al
  1. McCrary v. Truist Bank et al
  2. Jurisdiction: United States (March 26, 2026)
  3. Key Figures: Plaintiff: Jane McCrary; Defendants: Truist Bank, Truist Financial Corporation, and unnamed subsidiaries
  4. Case Tags: Consumer Financial Protection;Unfair and Deceptive Practices;Banking Litigation;Class Action